Suing for an unpaid loan or IOU in Kansas

Up to $4,000 · 5 years to file.

Money you lent to a person or business that was never paid back. In Kansas, small-claims cases for this kind of dispute are filed in the Small Claims Court (District Court), where you can sue for up to $4,000.

Your deadline: Kansas generally gives you 5 years from when the claim arose to file. Miss it and the court can dismiss the case no matter how clearly you're owed.

The filing fee is around $50 (About $40–$55 plus service.). Before you file, send a written demand letter and keep proof of delivery.

Source: Kan. Stat. § 61-2703; deadlines: Kan. Stat. §§ 60-511, 60-512, 60-513. Reviewed 2026-06-17 (verify with the court clerk).

Note on deadlines: Written contract 5 yrs; oral contract 3; property damage and personal injury 2 yrs.

Suing for something else in Kansas: Kansas security deposit · Kansas property damage · Kansas unpaid rent · Kansas contractor dispute.

Suing for unpaid loan in nearby states: Nebraska ($3,900, 5 years) · Missouri ($5,000, 10 years) · Oklahoma ($10,000, 5 years) · Colorado ($7,500, 6 years).

General legal information, not legal advice. Rules change and vary by county and court; consult a licensed attorney or your court clerk.

Updated July 2026